24
May
Marriage allowance
You have probably heard of the Married Couples’ Allowance that most people now can’t claim but do you know about the Marriage Allowance?...
09
May
Cost of kids
If you have a family, or are thinking of starting one, chances are you already know it’s expensive to raise children in this day and age but do you know how much it’s going to cost over an 18 year period....
25
Apr
Record Store Day – the actual day
Following my last blog about Record Store Day (RSD) I thought it might be interesting if I wrote a follow up about the actual day (mostly night!)....
10
Apr
Record Store Day
As a change from talking about financial planning and personal finance I thought I’d talk about an annual event that recently arrived in my life and reduces my ability to defer my expenditure(!) - Record Store Day (RSD)....
29
Mar
The financial plan and the album pt. 2
A financial plan will be reviewed for new assumptions and goals but it is still at its core that first financial plan that got you started on your journey. ...
15
Mar
Savings rate vs investment returns
So, what’s more important when trying to accumulate a capital sum, the rate of your savings or the investment returns you achieve?...
28
Feb
Protecting your family
There seems to be an ever-growing number of adverts suggesting we all take out life cover for what seems like a ridiculously low cost and a ‘free pen’! ...
15
Feb
The Child Benefit tax charge
If you have children, Child Benefit is probably something you are familiar with. However, do you understand all the rules and the potential tax charge? ...
01
Feb
The daily coffee!
Expenditure vs savings. In order to be able to purchase takeaway coffees in the future, don’t buy as many today or tomorrow. ...
18
Jan
Income protection
It’s extremely important to consider all the risks to your future financial security, but one of the most important risks is what would happen if you were unable to carry on working?...