As a change from talking about financial planning and personal finance I thought I’d talk about an annual event that recently arrived in my life and reduces my ability to defer my expenditure(!) - Record Store Day (RSD)....
A financial plan will be reviewed for new assumptions and goals but it is still at its core that first financial plan that got you started on your journey. ...
So, what’s more important when trying to accumulate a capital sum, the rate of your savings or the investment returns you achieve?...
There seems to be an ever-growing number of adverts suggesting we all take out life cover for what seems like a ridiculously low cost and a ‘free pen’! ...
If you have children, Child Benefit is probably something you are familiar with. However, do you understand all the rules and the potential tax charge? ...
Expenditure vs savings. In order to be able to purchase takeaway coffees in the future, don’t buy as many today or tomorrow. ...
It’s extremely important to consider all the risks to your future financial security, but one of the most important risks is what would happen if you were unable to carry on working?...
Consider your money values, rather than becoming fixed on the specifics, and then spend time trying to formulate individual long term financial goals. ...
A financial plan is an analysis based on your goals and how to achieve them, which you may appreciate more and more over time, like your favourite album....
For a successful investment experience, it is important to stay the course and stick to the plan. Ignore the noise! ...